Which way to go next?

Trying to find some direction in my life. Something definitely needs to change because i dont think i will be able to function the way things are much longer.

I went to school for illustration because i love art and and everything art related. I dont think i will ever be happy doing anything else. Finished all my classes in the summer of 2012 but i really cant graduate because i havent been able to pay my final bill. That's the one thing keeping me away from my BFA degree. Then my school loan bills have started coming in. Every time i get one now i just look at it laugh and store it away somewhere. Not to mention the fact that i'm scared to check the mail theses days cause it seems like theres always someone out there i owe some money. Money. It seems like thats the root of most of my problems these days.

I currently work for a nursing agency (lol dont even get me started on why this is so wrong for me), have been for 5 years now, MY GOSH TIME REALLY FLIES THOUGH! Its kinda a dead end job. There is no room for growth, no raises, shifts aren't really guaranteed either lol and sometimes when you do go to work your check might not be guaranteed either. I've had instances where my check has been up to 3 weeks late. And then it isn't a lot of money. I'm literally living from pay check to pay check. Once i pay my half of the rent, my phone bill and (if i'm able to) my bus pass fare everything all my funds are gone (literally $1 in the bank account kind of gone) and i start all over again for the next month. My only saving grace is that i dont have to pay for food lol cause if i did i would surely be dead by now.

Something definitely needs to change. Its really hard to keep my head up these days but rather than be depressed and cry about all the issues i'm currently facing i think i'm just going to work hard on figuring out what needs to happen in order to improve my current situation. Hopefully i find my career in the process lol cause right now its basically non existent.